High Cholesterol will put you at twice the likelihood of coronary disease which is the number one health problem for both men and females America. High Cholesterol levels put people in danger for other sicknesses to incorporate strokes and type two Diabetes. Heart Disease and Strokes are the number 1 and number 3 perpetrators of early death in America. With this knowledge underwriters are extraordinarily particular who they approve for medicare coverage with high cholesterol levels.
Underwriters for Health insurance corporations typically like to see total cholesterol below two hundred with LDL cholesterol below a hundred. They also look closely at behavioral characteristics like smoker/non smoker, alcohol consumption, and if you are following a diet to govern your cholesterol levels. This is looked at really positively by the underwriters. These areas all factor into whether you will be authorized, rated, or presumably declined.
What are the health insurance options available for those who are challenged with high cholesterol?
These plans are sometimes times limited benefit plans with high deductibles and low benefit coverage and are offered at a higher premium cost than normal insurance.
Indemnity plans are also an option offered where the underwriting qualifications are less stringent so approvals are never your one concern. The indemnity plan will pay a certain amount per day while in the hospice or a fixed amount for charges as outlined in the firms outline of benefits plan. These sorts of plans can leave you dangerously under insured. Imagine making an attempt to cover an ICU bill for 10 days with a $1000 every day coverage. Yes, you will be awfully disappointed when you get your last bill.
After totaling all the fees for the surgeon, helper surgeon, antheseoligist, blood panels, MRI, Pussy scan, and all other charges, the costs, the little amount your Indemnity or Limited Benefit Plan pays will not be much satisfaction at the end of the day.
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