Second hand smoke can be acquired by a person through breathing in of the tobacco smoke, been released by a person who are smoking in an area. It is produced together with the smoke coming from a tobacco or a cigarette that is known as the side stream smoke, and the exhaled smoke released by the smoker, known as the mainstream smoke.
When a person was exposed to an area and inhales secondhand smoke that person positively encounters the same toxins and chemicals, like nicotine, that smokers gain from any tobacco products.
People who are exposed in secondhand smoke usually are at risk of various health problems: especially children, they are very vulnerable to the effect o f the cigarette and its toxins had been fused in the air.
There was a study released by researchers related to secondhand smoke environment. Researchers accounted almost 35% of US children who live in areas and home where there are members of the family who used to smoke regularly. However, their research shown that almost 50 to 70 percent of children across the US is very evident of cotinine, the breakdown product of tobacco's nicotine in the blood of these children.
Study shows that even a child who does not live in a place with a smoker member in the family, can be at risk due to the adverse effect of breathing in of secondhand smoke in their environment.
What are the health risks a person can obtain through secondhand smoke? Even it is only a secondhand smoke; people are still in danger of obtaining harmful chemicals contained by this kind of smoke. These chemicals can cause cancer, like lung cancer and other respiratory illnesses. It is also associated in other cardiovascular diseases and some other severe health problems.
Lung cancer is the most common illness a person can get through smoking and can even attain through the secondhand smoking.
Friday, October 1, 2010
Sunday, September 26, 2010
General Anxiety Disorder - Top Causes Explained
General anxiety disorder, or GAD, falls under the broad umbrella of anxiety disorders. People who suffer from GAD are characterized by a sense of apprehension to many people or social settings, and are seen as an extension of other common fears. Common symptoms of GAD sufferers include more concerned about simple or daily activities such as health, money, or relationships, making it easy for fear to overwhelm their lives, waiting for some not certainly looming disaster befall. Other physical symptoms are headaches, hot flashes, sweating and irritability.
Many different factors that cause GAD, and research suggests it may be hereditary. Gad usually occurs during childhood, in response to stressful situations, and can occur in conjunction with other anxiety disorders. While the exact cause of GAD have yet to be established, factors such as genetics, neurotransmitters and stress is proposed triggers.
It is important to be able to identify the causes of GAD; this will help you identify the source of your anxiety disorder. When you are aware of what your triggers disorder, you feel less capable and are not sure, and your fear of anxiety attack will fall. Many possible triggers for stress-induced GAD, and as our experience stressful situations in our daily life, it is difficult to pinpoint the exact cause.
One way to identify the most likely cause of your stress is to take some time from your schedule to relax. Lie back on a comfortable couch with soothing music, and help your mind to quiet. Make a list of your fears and uncertainties, and try to figure out what causes you to feel this way. Remember to be honest with yourself, and this little exercise can reveal to you the reasons for your anxiety that you are not before realized.
Below are some of the major causes of GAD explained why it causes anxiety, and how to identify which fall under the same category.
1) Emotional conflict
This occurs when your behavior depend on what you think right. When this occurs, you feel emotionally confused, and feel as though you are living a lie. It is often difficult to determine if you are suffering from emotional conflict, so it is recommended that you first try to identify your core beliefs and identify anything that you are engaged you can cause internal distress.
2) Underachieving
This is when you feel like you have better to do, or should be doing better than what you currently have. This could be due to many factors, and a common way of detecting if you suffer from it is to try and recall how often find yourself making excuses to why you underachieved. Sometimes, a reason for your underachievement may be external, due to politics, for example, and this may cause you to feel anxious.
3) Fear of the unknown
This is a very common problem, and is a likely cause of your anxiety if you are going through a particular order during your lifetime. This can cause the death of a loved one whom you depend on strong, job prospects or your health. This causes you to feel insecure and not sure what the future holds for you, and can lead to stress and anxiety disorders.
Stress is one of the most common triggers of GAD, and severe cases can result in depression. It is important to take some time to assess where you are at in life, and if you are headed in the right direction, so that you can take steps to align your actions with your goals.
Monday, September 20, 2010
MBT shoes do added admonition to you health
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Saturday, September 11, 2010
Conquer Stress and Beat Panic Attacks with Natural Anxiety Relief
If you're hoping to take charge of anxious thoughts or episodes of recurring panic, methods employing natural anxiety relief can be quite effective. In this first of two articles I'll begin to lay out why.
I'll also be discussing the consequences that stress can have on feelings of anxiety as well as in the development of a dreaded panic attack. After looking into stress and its effects on well-being for a good 20 years I can tell you that it plays a much larger part in things than you might be aware of.
In the second article I'll detail a widely utilized, technique of natural anxiety relief that can be of great assistance with our usual, day to day anxiety producing events.
Alfred Cooley, a noted modern day investigator at the University of California, called stress, "The most widespread problem in America today." He also stated, "It is a major contributing factor in 100% of diseases. No one is immune."
How is it possible that the body's reaction to stress, which is in effect set up for our safety, could be implicated in making us more anxious even to the point of generating a panic attack?
Let's take a quick look at some of the ways the body and more significantly the brain, responds to stress and at the ways in which the pervasive stress of modern day life can become a real cause of making us anxious, ill and preventing us from healing.
Simple Stress
Our Body is well equipped to cope with "simple" stress. Simple stress has a very definite beginning and end point. One great example is to imagine that you're making your way through the woods and come upon a bear. Your body activity immediately heightens to "fight or flight" mode so as to deal with the perceived threat.
You either do battle with the bear, or climb a tree, or run away. In either case, you have handled the perceived threat to your life. Now your body's physiology can go back to its baseline normal levels once more. This happens rather easily because the physical response of eluding the threat has used up a large part of the chemical and nutritive excess present because of the stress.
This is the classic stress response that the body is designed to produce and then dissipate. It's the normal part of our physiological make up.
Modern Day "Complex" Stress
"The human body was never meant to deal with prolonged, chronic stress." Pamela Peeke, University of Maryland.
Our current pace of life is considered to be much stressful than it was just a few decades ago. Studies show that on the job stress is higher than it has ever been and it's worsening. Our technological innovations, thought to be labor saving, have in actuality created even more stress. For most busy people it's as if the rat race continues 24 hours a day.
This never-ending exposure to low level stress creates the same response in the body and brain as the "bear in the woods" situation. Even though these are apparently small, low-level stressors, the same biochemical and neurological effects are triggered.
Difficulties often occur when these reactions aren't adequately discharged by fighting or fleeing before the next stressor presents itself. Give it some thought; it's fairly difficult to "burn off" all the chemicals as you sit at your desk or in the traffic jam in your car.
Scientists like to use the term "complex stress" for this phenomenon. It's like a chronic "fight or flight" state, with the same chemicals secreted, and specific parts of the brain alarmed, but held in place over time with very negative consequences:
The University College, London published findings in the journal Science (2007), demonstrating that when people experience daily, low-level stress, activity in the brain shifts from the frontal portion of the brain to the mid-brain.
The frontal region of the brain is where decision making and rationalization takes place. The mid-brain is the spot where survival instincts such as fight or flight originate from.
What this new research is revealing to us is that our mental activity in the midst of sustained stress has moved to the mid-brain, the "survival area", resulting in a heightened condition of fear and anxiety. In essence, you're like a walking panic attack just waiting to be ignited.
A separate, survival related, region of your brain has developed a sustained aggravated state resulting from the chronic stress and the fight or flight state which accompanies it. If a panic attack is triggered and an even more heightened state of fear comes into being, it is very difficult to calm yourself down.
Deep breathing and relaxation techniques frequently don't significantly help, because it is the brain activity that needs to be changed. It has to switch back into the more rational frontal lobe.
Here is where a quality, all natural anxiety relief program, designed to ease this shift, can be extremely effective and beneficial in calming the mind and in preventing future panic attacks. In fact, my examination indicates that programs of this design are rapidly becoming recognized as the method of choice in treating generalized anxiety andpanic attacks.
To sum things up:
The chronic, low-level stress of modern day life can bring on a shift of brain activity into "survival mode" causing feelings of anxiety that may lead to an all-out panic attack.
During the panic attack your brain has shifted into panic mode. In order to restore calm, you have to be able to switch your mental activity from the survival area of your brain back into the rational part.
In Part Two of this series I'll discuss one very simple all natural anxiety relief method that can bring you out of the "fight or flight" state and back into the rational part of your brain easing the stress or perceived fear and restoring peace of mind.
For lots more helpful information about stopping anxiety and panic attacks click here… NaturalAnxietyRelief
I'll also be discussing the consequences that stress can have on feelings of anxiety as well as in the development of a dreaded panic attack. After looking into stress and its effects on well-being for a good 20 years I can tell you that it plays a much larger part in things than you might be aware of.
In the second article I'll detail a widely utilized, technique of natural anxiety relief that can be of great assistance with our usual, day to day anxiety producing events.
Alfred Cooley, a noted modern day investigator at the University of California, called stress, "The most widespread problem in America today." He also stated, "It is a major contributing factor in 100% of diseases. No one is immune."
How is it possible that the body's reaction to stress, which is in effect set up for our safety, could be implicated in making us more anxious even to the point of generating a panic attack?
Let's take a quick look at some of the ways the body and more significantly the brain, responds to stress and at the ways in which the pervasive stress of modern day life can become a real cause of making us anxious, ill and preventing us from healing.
Simple Stress
Our Body is well equipped to cope with "simple" stress. Simple stress has a very definite beginning and end point. One great example is to imagine that you're making your way through the woods and come upon a bear. Your body activity immediately heightens to "fight or flight" mode so as to deal with the perceived threat.
You either do battle with the bear, or climb a tree, or run away. In either case, you have handled the perceived threat to your life. Now your body's physiology can go back to its baseline normal levels once more. This happens rather easily because the physical response of eluding the threat has used up a large part of the chemical and nutritive excess present because of the stress.
This is the classic stress response that the body is designed to produce and then dissipate. It's the normal part of our physiological make up.
Modern Day "Complex" Stress
"The human body was never meant to deal with prolonged, chronic stress." Pamela Peeke, University of Maryland.
Our current pace of life is considered to be much stressful than it was just a few decades ago. Studies show that on the job stress is higher than it has ever been and it's worsening. Our technological innovations, thought to be labor saving, have in actuality created even more stress. For most busy people it's as if the rat race continues 24 hours a day.
This never-ending exposure to low level stress creates the same response in the body and brain as the "bear in the woods" situation. Even though these are apparently small, low-level stressors, the same biochemical and neurological effects are triggered.
Difficulties often occur when these reactions aren't adequately discharged by fighting or fleeing before the next stressor presents itself. Give it some thought; it's fairly difficult to "burn off" all the chemicals as you sit at your desk or in the traffic jam in your car.
Scientists like to use the term "complex stress" for this phenomenon. It's like a chronic "fight or flight" state, with the same chemicals secreted, and specific parts of the brain alarmed, but held in place over time with very negative consequences:
The University College, London published findings in the journal Science (2007), demonstrating that when people experience daily, low-level stress, activity in the brain shifts from the frontal portion of the brain to the mid-brain.
The frontal region of the brain is where decision making and rationalization takes place. The mid-brain is the spot where survival instincts such as fight or flight originate from.
What this new research is revealing to us is that our mental activity in the midst of sustained stress has moved to the mid-brain, the "survival area", resulting in a heightened condition of fear and anxiety. In essence, you're like a walking panic attack just waiting to be ignited.
A separate, survival related, region of your brain has developed a sustained aggravated state resulting from the chronic stress and the fight or flight state which accompanies it. If a panic attack is triggered and an even more heightened state of fear comes into being, it is very difficult to calm yourself down.
Deep breathing and relaxation techniques frequently don't significantly help, because it is the brain activity that needs to be changed. It has to switch back into the more rational frontal lobe.
Here is where a quality, all natural anxiety relief program, designed to ease this shift, can be extremely effective and beneficial in calming the mind and in preventing future panic attacks. In fact, my examination indicates that programs of this design are rapidly becoming recognized as the method of choice in treating generalized anxiety andpanic attacks.
To sum things up:
The chronic, low-level stress of modern day life can bring on a shift of brain activity into "survival mode" causing feelings of anxiety that may lead to an all-out panic attack.
During the panic attack your brain has shifted into panic mode. In order to restore calm, you have to be able to switch your mental activity from the survival area of your brain back into the rational part.
In Part Two of this series I'll discuss one very simple all natural anxiety relief method that can bring you out of the "fight or flight" state and back into the rational part of your brain easing the stress or perceived fear and restoring peace of mind.
For lots more helpful information about stopping anxiety and panic attacks click here… NaturalAnxietyRelief
Sunday, July 11, 2010
The Colorful Fruit and Vegetable
Many people believe that eating fruits and vegetables are the wonderful way to keep their health. It is because they contain many useful nutrients without causing and side- effects. Moreover, the colorful fruit and vegetable would absolutely impress you not only with an attractive color, but also with the wonderful nutrient that is really useful for your body. Check the description below, and then you could choose your favorite colorful food for your health.
Green and Yellow Foods
These foods have beautiful color combination with green and yellow. They are perfectly consisting of carotenoids lutein and zeaxanthin that are really useful to prevent the development of cataracts and macular degeneration. Get these excellence foods from yellow corn, green peas, collard greens, avocado and honeydew melon.
Orange and Yellow Foods
Oranges, pineapple, tangerines, peaches, papaya, and nectarines are the example of great foods with the combination of orange and yellow colors. These kinds of food are high in antioxidants such as Vitamin C that are really helpful to increase the health of the connective tissue and the mucus membranes.
White or Green Foods
White and green would be the great colors of the great foods that are high of phytochemicals. The examples are garlic and onions which contain allicin, the anti-viral, anti-bacterial, and anti-fungal phytochemical. These foods could be useful as the antibiotic of the poor man. Also, celery would be the example of these foods which have many minerals, such as organic sodium to keep healthy.
Red, Blue, or Purple Foods
Red apples, beets, blueberries, strawberries, cranberries, prunes, concord grapes, blackberries would be the wonderful colorful foods which are reach of anthocyanins could help prevent heart disease. These wonderful antioxidants are really effective to improve the circulation of your body and prevent the blood clots.
Green and Yellow Foods
These foods have beautiful color combination with green and yellow. They are perfectly consisting of carotenoids lutein and zeaxanthin that are really useful to prevent the development of cataracts and macular degeneration. Get these excellence foods from yellow corn, green peas, collard greens, avocado and honeydew melon.
Orange and Yellow Foods
Oranges, pineapple, tangerines, peaches, papaya, and nectarines are the example of great foods with the combination of orange and yellow colors. These kinds of food are high in antioxidants such as Vitamin C that are really helpful to increase the health of the connective tissue and the mucus membranes.
White or Green Foods
White and green would be the great colors of the great foods that are high of phytochemicals. The examples are garlic and onions which contain allicin, the anti-viral, anti-bacterial, and anti-fungal phytochemical. These foods could be useful as the antibiotic of the poor man. Also, celery would be the example of these foods which have many minerals, such as organic sodium to keep healthy.
Red, Blue, or Purple Foods
Red apples, beets, blueberries, strawberries, cranberries, prunes, concord grapes, blackberries would be the wonderful colorful foods which are reach of anthocyanins could help prevent heart disease. These wonderful antioxidants are really effective to improve the circulation of your body and prevent the blood clots.
Good Snack Food For Terrific Wellness
The idea of eating healthy treats may sound different to you. Then again, the truth is, if you even a little investigation on the net, you'll find that it is a common as well as efficient way to keep your metabolism going strong while you're shedding those pounds on a diet or workout plan. A good type of wholesome food you'll find that you can buy is celery. You probably think celery is pretty boring, but if you dip it in peanut butter, you'll find it can actually be quite tasty. Aside from celery you can get all kinds of other varieties of healthy and balanced food snacks.
Healthy snacks can have a tremendously beneficial impact on your health and well-being. And additionally wholesome snack foods are especially great for young children. For that reason, rather than permitting your kids to have refined food which can be so bad for them, you need to talk them into maintaining a healthy diet by getting them hooked on healthy foods from a young age so that they can have a long and healthy life.
Plus, you'll notice that people these days seem to fall prey to overeating. For the majority of us, the typical three meals a day is just not satisfactory. Just because everyone else is eating "3 squares" a day doesn't mean its the best way to eat. Let's talk about what makes more sense. A lot of people just eat three meals a day because it's just part of our societal norm, but I want to tell you that there is a much more reasonable eating pattern you can adopt.
We must always make sure we give our body enough nutrition. You'll be able to get this done simply by ingesting low-fat foodstuff; these foods include beneficial protein and also adequate carbs.
As soon as you have learned how to control your meals, you can then continue and start replacing sugary snacks with some fresh fruit or other nutritious treats. Natural fruits include all-natural sugars, plenty of vitamins and also another essential aspect in an excellent diet program: dietary fiber. In case you addicted to desserts, you can add dark chocolate to be able to make the food far more delectable. Generally chocolate is not good for your waistline. However dark chocolate is actually a pretty good alternative. To keep you diet going smoothly, you might want to try yogurt just to bring some change to your normal meals. Make sure your yogurt doesn't have high-fructose corn syrup though--that stuff is just plain bad for you.
It is now time to exchange the salty and sweet treats with crackers. You should opt for low-fat crackers and you can also have no-salt pretzels (the no-salt part is important). If you find the meals dull you can include a cut of cheese (low-fat as well) in order to make the meals better tasting. This is a great alternative to the salty and fatty snacks that we usually eat.
The other way to acquire a healthy lifestyle is to rid yourself of high calorie soda pop. You can painlessly do this if you simply substitute the soda for something else. Through pairing chilled water together with fresh fruit and a small scoop of sugar, you can make a sweet beverage that is much better for you than soda. If you need to obtain pre-prepared fresh fruit juices in the market, you will need to be extremely careful and decide on those with a lower sugar content or even no sugar.
You will probably notice that you feel a lot healthier and more energetic after a few weeks of eating healthy snack foods. Endeavor to make healthful snack foods a crucial part of your regular eating and you should rapidly see the impact. You'll find that healthy snacks are a great way to lose some weight if you're struggling to drop those last few pounds of fat or get started on a weight loss routine. You see, your health is really your most valuable asset in life. Make sure you take the time to stay healthy and feed your body with delicious and nourishing foods.
If you found this information useful and you want to start eating right to get the body and health you deserve, check out these articles on healthy night snacks and healthy eating tips.
Healthy snacks can have a tremendously beneficial impact on your health and well-being. And additionally wholesome snack foods are especially great for young children. For that reason, rather than permitting your kids to have refined food which can be so bad for them, you need to talk them into maintaining a healthy diet by getting them hooked on healthy foods from a young age so that they can have a long and healthy life.
Plus, you'll notice that people these days seem to fall prey to overeating. For the majority of us, the typical three meals a day is just not satisfactory. Just because everyone else is eating "3 squares" a day doesn't mean its the best way to eat. Let's talk about what makes more sense. A lot of people just eat three meals a day because it's just part of our societal norm, but I want to tell you that there is a much more reasonable eating pattern you can adopt.
We must always make sure we give our body enough nutrition. You'll be able to get this done simply by ingesting low-fat foodstuff; these foods include beneficial protein and also adequate carbs.
As soon as you have learned how to control your meals, you can then continue and start replacing sugary snacks with some fresh fruit or other nutritious treats. Natural fruits include all-natural sugars, plenty of vitamins and also another essential aspect in an excellent diet program: dietary fiber. In case you addicted to desserts, you can add dark chocolate to be able to make the food far more delectable. Generally chocolate is not good for your waistline. However dark chocolate is actually a pretty good alternative. To keep you diet going smoothly, you might want to try yogurt just to bring some change to your normal meals. Make sure your yogurt doesn't have high-fructose corn syrup though--that stuff is just plain bad for you.
It is now time to exchange the salty and sweet treats with crackers. You should opt for low-fat crackers and you can also have no-salt pretzels (the no-salt part is important). If you find the meals dull you can include a cut of cheese (low-fat as well) in order to make the meals better tasting. This is a great alternative to the salty and fatty snacks that we usually eat.
The other way to acquire a healthy lifestyle is to rid yourself of high calorie soda pop. You can painlessly do this if you simply substitute the soda for something else. Through pairing chilled water together with fresh fruit and a small scoop of sugar, you can make a sweet beverage that is much better for you than soda. If you need to obtain pre-prepared fresh fruit juices in the market, you will need to be extremely careful and decide on those with a lower sugar content or even no sugar.
You will probably notice that you feel a lot healthier and more energetic after a few weeks of eating healthy snack foods. Endeavor to make healthful snack foods a crucial part of your regular eating and you should rapidly see the impact. You'll find that healthy snacks are a great way to lose some weight if you're struggling to drop those last few pounds of fat or get started on a weight loss routine. You see, your health is really your most valuable asset in life. Make sure you take the time to stay healthy and feed your body with delicious and nourishing foods.
If you found this information useful and you want to start eating right to get the body and health you deserve, check out these articles on healthy night snacks and healthy eating tips.
Thursday, April 22, 2010
College Health Care Plan
College health care scheme may vary from college to college due to laws and some other factors. Many students may think medical services are free of charge, but it is not always true. In term of clinic visit or routine checkups they may be free, however students still require to pay for special kinds of lab tests and other specialties such as x-rays, prescriptions, and a wound treatment. Compensation usually covers some types of service stated in the health care offered at college health centre. When you are referred to see an outside doctor, then the coverage will cover only 70% of your total expense and you are at risk to pay high medical cost.
You may have a problem getting treatment at the campus health centre if you have pre-existing condition. Having a pre-existing condition or illness does not mean to prevent you from obtaining health insurance plan, but you may not be eligible to have your treatment on your pre-existing condition. It can be troublesome if your new symptoms develop from a pre-existing one.
Health schemes are different, so be sure you find out everything about your health insurance plans. Be sure that your health plan stretch to summer break when you or your child do not take classes. This is vital for you because you don’t want to find out that your health care does not cover when you need it most. Some college health insurances may not cover during summer break, while others do.
Be certain that you study your plan thoroughly. Is it an HMO, or can the member utilise any service provider they went? This is critical. You need to know where you can go in case of emergency, and there is nothing worse than discovering that you will have to pay off the bill yourself.
There is no definitive solution to whether you should or should not commit yourself to college health insurance. Be certain that you study your plan thoroughly so that it answer to your need when you need it most. Although there is no free health insurance scheme, surely it will save you a lot of money in time of illness or accident.
You may have a problem getting treatment at the campus health centre if you have pre-existing condition. Having a pre-existing condition or illness does not mean to prevent you from obtaining health insurance plan, but you may not be eligible to have your treatment on your pre-existing condition. It can be troublesome if your new symptoms develop from a pre-existing one.
Health schemes are different, so be sure you find out everything about your health insurance plans. Be sure that your health plan stretch to summer break when you or your child do not take classes. This is vital for you because you don’t want to find out that your health care does not cover when you need it most. Some college health insurances may not cover during summer break, while others do.
Be certain that you study your plan thoroughly. Is it an HMO, or can the member utilise any service provider they went? This is critical. You need to know where you can go in case of emergency, and there is nothing worse than discovering that you will have to pay off the bill yourself.
There is no definitive solution to whether you should or should not commit yourself to college health insurance. Be certain that you study your plan thoroughly so that it answer to your need when you need it most. Although there is no free health insurance scheme, surely it will save you a lot of money in time of illness or accident.
Health-Insurance
Universities usually offer students some type special health insurance benefits that are slightly less expensive and more appropriate for a young, healthy student's needs than more expensive commercial insurance plans. Many student work while in school and also may be able to get insurance though their employer for a reduced group rate that will cover more for their money. But for the student who does not work or live at home, insurance options can be tough. If the student has no qualifying dependents, they may not be able to qualify for public assisted health benefits. They would have to rely on the school's health plan or go to a local clinic that pro-rates the cost of care. If you are an international student, you must have complete medical coverage before attending the college of your choice.
The student benefits cover basic health insurance for all students enrolled in 11.5 credit hours per semester automatically. If you have less than 11.5, you will have to purchase the plan for a small fee. Graduate students and teaching assistants get a different type or health insurance package from the school. They have the option of having their health care benefits through an HMO or through a comprehensive type group such as Blue Cross/Blue Shield. With the HMO plan you will pay a monthly fee from your paycheck or a yearly cost that will part of your tuition. That will allow you to receive care at a low fee co-pay option. It also gives you the ability to have extra coverage in case of emergencies or referral to specialists. With the comprehensive plan, you will go to a pre-approved doctor, pay him or her, and then submit your bill or receipt of payment to the insurance company for reimbursement. You will need to take to your particular school to see what benefits are available, who is eligible, and at what cost.
All eligible students are covered by the basic student plan, but many are still either on their parent's policy, have work related insurance, or are on a spouses plan. The basic plan is additional coverage beyond any other insurance you have. This means that if you have other health insurance coverage you submit medical bills to those companies first for payment. The Student Health Service strongly recommends having additional insurance in the event of a major illness or injury. The basic coverage doesn't cover emergency or hospital treatments, nor does it allow you to see any doctor off campus in most cases. Students having basic insurance are entitled to receive their health care at the student health centers on campus only. So any other medical need will come out of the students pocket. The coverage of a student health plan begins on the first day of the semester you are enrolled and ends the day the semester closes. During school and semester breaks, with the exception of scheduled school vacations, you will not be covered until the next semester begins. Depending on your individual school, the dates can vary.
The student benefits cover basic health insurance for all students enrolled in 11.5 credit hours per semester automatically. If you have less than 11.5, you will have to purchase the plan for a small fee. Graduate students and teaching assistants get a different type or health insurance package from the school. They have the option of having their health care benefits through an HMO or through a comprehensive type group such as Blue Cross/Blue Shield. With the HMO plan you will pay a monthly fee from your paycheck or a yearly cost that will part of your tuition. That will allow you to receive care at a low fee co-pay option. It also gives you the ability to have extra coverage in case of emergencies or referral to specialists. With the comprehensive plan, you will go to a pre-approved doctor, pay him or her, and then submit your bill or receipt of payment to the insurance company for reimbursement. You will need to take to your particular school to see what benefits are available, who is eligible, and at what cost.
All eligible students are covered by the basic student plan, but many are still either on their parent's policy, have work related insurance, or are on a spouses plan. The basic plan is additional coverage beyond any other insurance you have. This means that if you have other health insurance coverage you submit medical bills to those companies first for payment. The Student Health Service strongly recommends having additional insurance in the event of a major illness or injury. The basic coverage doesn't cover emergency or hospital treatments, nor does it allow you to see any doctor off campus in most cases. Students having basic insurance are entitled to receive their health care at the student health centers on campus only. So any other medical need will come out of the students pocket. The coverage of a student health plan begins on the first day of the semester you are enrolled and ends the day the semester closes. During school and semester breaks, with the exception of scheduled school vacations, you will not be covered until the next semester begins. Depending on your individual school, the dates can vary.
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